Ekonomi ve sektör genel bakışı
Croatia is an upper-middle-income economy in Southeast Europe and a member of both the European Union and the Eurozone, having adopted the euro in January 2023. Tourism is a structural pillar of the economy, routinely generating 10 to 15 percent of GDP, while manufacturing, food processing, information technology, and energy also contribute significantly. The country recorded nominal GDP of approximately 92.98 billion USD in 2024, supported by sustained consumption growth and EU structural fund inflows. Inflation eased to around 3.0 percent in 2024, down sharply from the 2022 to 2023 peak, and the unemployment rate fell to roughly 5 to 6 percent. Croatia's capital market, centred on the Zagreb Stock Exchange, is small but growing, with domestic equity market capitalisation rising to approximately 37.9 billion USD by 2025.
Önemli sektörler
Croatia hakkında her şey →Makro
| GSYİH nominal, USD | $92.98B |
| GSYİH büyümesi reel, yıllık | 3.8% |
| Enflasyon yıllık | 3.0% |
| Nüfus kişi | 3.9M |
| Kişi başına GSYİH USD | $24,044 |
| Piyasa değeri toplam kote, USD | $37.90B |
| Piyasa değeri / GSYİH | 29.9% |
| İşsizlik | 5.6% |
| Borsaya kote şirketler | 81 |
| Borsa | Zagreb Stock Exchange (Zagrebacka burza) (ZSE) |
Veri yılı: 2024. Kaynaklar: World Bank, IMF World Economic Outlook 2024, Macrotrends, Zagreb Stock Exchange (zse.hr), CEIC Data, FocusEconomics, MSCI 2025 Global Market Accessibility Review, MSCI Croatia Index Factsheet, Expat in Croatia, GoldenVisas.com, Worldometers. Individual figures may cover different reference periods — for example a fiscal year, or an estimate for the current year — and the overview above states these where known.
Son haberler
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En büyük borsaya kote şirketler
Ana yerel borsadaki en büyük şirketler, piyasa değerine göre.
| # | Şirket | Sektör | Piyasa değeriUSD | ABD listesi |
|---|---|---|---|---|
| 1 | Zagrebacka banka d.d.ZABA · ZSE | Financial Services · Banking | $7.24B | — |
| 2 | INA-Industrija nafte d.d.INA · ZSE | Energy · Oil and Gas | $5.05B | — |
| 3 | Hrvatski Telekom d.d.HT · ZSE | Telecommunications | $3.13B | — |
| 4 | Koncar Elektroindustrija d.d.KOEI · ZSE | Industrials · Electrical Equipment | $2.65B | — |
| 5 | Koncar Distributivni i specijalni transformatori d.d.KODT · ZSE | Industrials · Electrical Equipment | $2.27B | — |
| 6 | Adris Grupa d.d.ADRS · ZSE | Consumer Staples · Diversified Holding | $2.18B | — |
| 7 | Croatia osiguranje d.d.CROS · ZSE | Financial Services · Insurance | $1.40B | — |
| 8 | Duro Dakovic Grupa d.d.DDJH · ZSE | Industrials · Heavy Engineering | $1.36B | — |
| 9 | Podravka prehrambena industrija d.d.PODR · ZSE | Consumer Staples · Food Processing | $1.13B | — |
| 10 | Valamar Riviera d.d.RIVP · ZSE | Tourism · Hospitality | $1.05B | — |
| 11 | Jadranski naftovod d.d.JNAF · ZSE | Energy · Pipelines and Infrastructure | $806.00M | — |
| 12 | Plava Laguna d.d.PLAG · ZSE | Tourism · Hospitality | $742.00M | — |
| 13 | Maistra d.d.MAIS · ZSE | Tourism · Hospitality | $717.00M | — |
| 14 | Atlantic Grupa d.d.ATGR · ZSE | Consumer Staples · Food and Beverages | $620.00M | — |
| 15 | HPB d.d.HPB · ZSE | Financial Services · Banking | $520.00M | — |
| 16 | Span d.d.SPAN · ZSE | Information Technology · IT Services | $430.00M | — |
| 17 | Bosqar d.d.BSQR · ZSE | Financials · Investment Holding | $380.00M | — |
| 18 | Adriatic Croatia International Club d.d.ACI · ZSE | Tourism · Marina Operations | $310.00M | — |
| 19 | Koncar MES d.d.KMES · ZSE | Industrials · Electrical Equipment | $210.00M | — |
| 20 | Ericsson Nikola Tesla d.d.ERNT · ZSE | Information Technology · Telecommunications Equipment | $195.00M | — |
| 21 | OT-Optima Telekom d.d.OT · ZSE | Telecommunications | $145.00M | — |
| 22 | Luka Rijeka d.d.LKRI · ZSE | Industrials · Port Operations | $130.00M | — |
ABD'de işlem gören ETF'ler
Bu piyasaya maruz kalım sağlayan, ABD'de listelenen fonlar, pek çok ABD yatırımcısı için en basit yol.
Yerel borsa ve erişim
| Borsa | Zagreb Stock Exchange (Zagrebacka burza) |
| Kod | ZSE |
| Web sitesi | zse.hr |
| Para birimi | EUR |
Yerel aracı kurum erişimi
Foreign investors can access Zagreb Stock Exchange listed shares through international brokers that provide access to European regional exchanges, or through select Croatian brokers such as Erste Securities Hrvatska, Interkapital, and Wood and Company. The exchange is EUR-denominated. Settlement occurs via the Central Depository and Clearing Company (SKDD), which migrated to the TARGET2-Securities European settlement platform in September 2023. Liquidity on the ZSE is relatively low, and trading costs can be higher than on larger European exchanges. No US-listed ETF specifically targets only Croatia; regional frontier and European frontier funds provide partial exposure.
Yabancı piyasalara erişimi olan global aracı kurumlar
- Interactive Brokers — Direct access to 90+ markets worldwide, including many emerging exchanges.
- Saxo Bank — Multi-market access across Asia, Europe and the Middle East.
- Charles Schwab (Global) — Foreign ordinary shares on select markets; US-listed ADRs and ETFs.
- Fidelity International Trading — International stock trading on a number of developed and emerging markets.
Yalnızca kolaylık amacıyla listelenmiştir, tavsiye niteliği taşımaz. Mevcut piyasalar, ücretler ve işe alım kuralları aracı kuruma ve ikamet ettiğiniz ülkeye göre farklılık gösterir.
Taşınma ve oturma izni
Yabancı yatırımcı erişimi
Croatia does not operate a golden visa or formal residency-by-investment programme. Non-EU nationals may obtain temporary residence permits through active business ownership, requiring at least a 51 percent stake in a registered Croatian company and genuine commercial activity. Property ownership alone does not confer residency rights. Croatia is an EU and Schengen Area member, so EU and EEA citizens may reside freely. A digital nomad visa is available for non-EU remote workers for stays of up to one year.
ABD'de listelenen ADR'ler ve çapraz listelemeler
Bu ülkeden hisseleri aynı zamanda ABD'de de işlem gören şirketler, normal bir ABD aracı kurum hesabıyla yatırım yapılabilir.
| Şirket | ABD hisse kodu | Yerel hisse kodu | Not |
|---|---|---|---|
| Hrvatski Telekom d.d. | HT | Hrvatski Telekom does not have a formal US-listed ADR but is accessible via OTC pink sheets or international brokerage platforms that support ZSE access. Deutsche Telekom, its parent, is listed on US OTC markets under DTEGY. | |
| Podravka prehrambena industrija d.d. | PODR | Podravka has no US ADR listing. Shares trade exclusively on the Zagreb Stock Exchange. International investors access the stock via European or global brokers with ZSE market access. |