Aperçu économique et sectoriel
Croatia is a high-income EU member state with a diversified economy anchored by tourism, manufacturing, energy, and financial services. Tourism alone accounts for an estimated 20–25% of GDP, driven by the Adriatic coastline and the historic Dalmatian cities. The country adopted the euro in January 2023 and joined the Schengen Area simultaneously, strengthening its integration into the European single market. Key industries include shipbuilding, chemicals, food and beverages, ICT services, and construction materials. EU structural and cohesion funds continue to support infrastructure modernisation and energy transition investments.
Secteurs clés
Tout savoir sur Croatia →Macro
| PIB nominal, USD | $92.53B |
| Croissance du PIB réel, annuel | 3.9% |
| Inflation annuel | 2.5% |
| Population habitants | 3.9M |
| PIB par habitant USD | $23,931 |
| Capitalisation boursière total coté, USD | $52.81B |
| Capitalisation boursière / PIB | 57.1% |
| Chômage | 5.0% |
| Sociétés cotées | 119 |
| Bourse | Zagreb Stock Exchange (ZSE) |
Année des données: 2024. Sources: World Bank National Accounts Data (2024), IMF World Economic Outlook (October 2024), Zagreb Stock Exchange (ZSE): Market Capitalization Report (31 Dec 2024), Wikipedia: Zagreb Stock Exchange (Jul 2025 listings figure), US State Department: 2024 Investment Climate Statements: Croatia, Eurostat: Labour Force Survey (2024), European Commission: 2024 Economic Forecast for Croatia, CitizenX / Expat in Croatia: Golden Visa analysis (2024–2026), FocusEconomics: Croatia Country Report (2024), Macrotrends: Croatia GDP Historical Data. Individual figures may cover different reference periods — for example a fiscal year, or an estimate for the current year — and the overview above states these where known.
Figures carried over — the latest scheduled refresh could not update this record.
Dernières actualités
Links open the publisher's website in a new tab.
Principales sociétés cotées
Les plus grandes entreprises de la principale bourse locale, par capitalisation boursière.
| # | Entreprise | Secteur | Capitalisation boursièreUSD | Cotation américaine |
|---|---|---|---|---|
| 1 | Hrvatski Telekom d.d.HT · ZSE | Telecommunications | $3.90B | — |
| 2 | Zagrebačka banka d.d.ZABA · ZSE | Financial Services | $3.20B | — |
| 3 | INA-Industrija nafte d.d.INDA · ZSE | Oil & Gas | $2.10B | — |
| 4 | Valamar Riviera d.d.RIVP · ZSE | Tourism & Hospitality | $1.60B | — |
| 5 | Adris Grupa d.d.ADRS2 · ZSE | Diversified (Tourism / Insurance / Food) | $1.40B | — |
| 6 | KONČAR – Elektroindustrija d.d.KOEI · ZSE | Industrials / Electrical Engineering | $950.00M | — |
| 7 | Atlantic Grupa d.d.ATGR · ZSE | Food & Beverages | $920.00M | — |
| 8 | Ericsson Nikola Tesla d.d.ERNT · ZSE | Information Technology | $620.00M | — |
| 9 | Podravka d.d.PODR · ZSE | Food & Beverages | $530.00M | — |
| 10 | KONČAR – Distributivni i specijalni transformatori d.d.KODT · ZSE | Industrials / Manufacturing | $480.00M | — |
| 11 | Croatia osiguranje d.d.CROS · ZSE | Insurance | $420.00M | — |
| 12 | Arena Hospitality Group d.d.ARNT · ZSE | Tourism & Hospitality | $390.00M | — |
| 13 | Jadrolinija d.d.JDRL · ZSE | Transport (Ferries) | $210.00M | — |
| 14 | Dalekovod d.d.DLKV · ZSE | Industrials / Energy Infrastructure | $175.00M | — |
| 15 | HUP-Zagreb d.d.HUPZ · ZSE | Tourism & Hospitality | $130.00M | — |
ETF négociés aux États-Unis
Fonds cotés aux États-Unis offrant une exposition à ce marché, la voie la plus simple pour de nombreux investisseurs américains.
| ETF | Périmètre | Ratio de frais% annuel | Exposition% du fonds |
|---|---|---|---|
| VGKVanguard FTSE Europe ETF · Vanguard | Régional | 0.09% | 0% |
| GURSPDR S&P Emerging Europe ETF · State Street Global Advisors (SPDR) | Régional Delisted Reference only | 0.45% | 0% |
| FMiShares MSCI Frontier and Select EM ETF · BlackRock iShares | Marchés émergents larges Reference only | 0.79% | 0% |
Bourse locale & accès
| Bourse | Zagreb Stock Exchange |
| Code | ZSE |
| Site web | zse.hr/en |
| Devise | EUR |
Accès aux courtiers locaux
Croatian equities are traded in euros on the Zagreb Stock Exchange (ZSE). Direct access for international retail investors is limited; most foreign investors gain exposure through European brokers with access to the ZSE, or through regional frontier/emerging-market funds. Interactive Brokers and some European online brokers offer ZSE access. Settlement follows a T+2 cycle. There are no dedicated US-listed single-country Croatia ETFs; exposure is obtained through broader Southeastern European or frontier-market funds.
Courtiers internationaux avec accès aux marchés étrangers
- Interactive Brokers — Direct access to 90+ markets worldwide, including many emerging exchanges.
- Saxo Bank — Multi-market access across Asia, Europe and the Middle East.
- Charles Schwab (Global) — Foreign ordinary shares on select markets; US-listed ADRs and ETFs.
- Fidelity International Trading — International stock trading on a number of developed and emerging markets.
Indiqué à titre indicatif uniquement, pas une recommandation. Les marchés disponibles, les frais et les règles d'ouverture de compte varient selon le courtier et votre pays de résidence.
Relocalisation & résidence
Visa d'investissement / programme de résidence
Subventions No formal investment-migration programme
Croatia does not operate a formal Golden Visa or residence-by-investment programme. No fixed investment threshold grants automatic residency. Third-country nationals may obtain a temporary residence permit by demonstrating sufficient income (approximately €2,500/month per person in 2024) and holding health insurance. Business formation or property ownership can support a residency application but are not themselves an automatic entitlement. After five years of continuous legal residence, permanent residency may be sought; Croatian citizenship requires a minimum of eight years of continuous lawful residence.
Besoin d'aide pour votre candidature ? Des conseillers spécialisés en migration par investissement tels que Henley & Partners.
Accès pour les investisseurs étrangers
Croatia joined the Schengen Area and adopted the euro in January 2023. EU/EEA citizens may reside freely; non-EU nationals must obtain a temporary residence permit. A 'digital nomad' long-stay visa (up to one year, renewable) was introduced in 2021 for non-EU remote workers meeting income thresholds. Croatia's cost of living is below the EU-27 average, particularly outside Zagreb and coastal tourist centres.
ADR et co-cotations aux États-Unis
Sociétés de ce pays dont les actions se négocient également aux États-Unis, accessibles via un compte de courtage américain ordinaire.
| Entreprise | Ticker américain | Ticker local | Note |
|---|---|---|---|
| Atlantic Grupa d.d. | ATGR | No US-listed ADR identified. Shares trade solely on the ZSE. International investors must access the Croatian market directly through brokers with ZSE connectivity. | |
| Hrvatski Telekom d.d. | HT | No US-listed ADR or OTC cross-listing identified. Shares trade exclusively on the Zagreb Stock Exchange (ZSE) in euros. | |
| Podravka d.d. | PODR | No US-listed ADR identified. Shares trade on the ZSE. Some institutional exposure available via European depositary structures. |